Can a Health Savings Account be Used for Dental Expenses?

| October 21, 2008

Yes, You can use your Health Savings Account for your preventive and restorative dental expenses.

We recommend that you speak to your Health Savings Account representative for all the details but based on our research a Health Savings Account can be used on all non-cosmetic dental expenses, including Invisalign Orthodontics.

What is a Health Savings Account?

A Health Savings Account(HSA) is an alternative to traditional health insurance.  HSAs enable you to pay for current health expenses and save for future qualified medical and retiree health expenses on a tax-free basis.

For the purpose of this blog post here is a summary of my findings on HSAs.

  • Must be used in conjunction with a High Deductible Health Plan (HDHP)
  • You own and control the money in the HSA
  • The money in the HSA rolls over from year to year until it’s gone
  • You can sign up for an HSA through your employer, banks, and insurance companies
  • Your contributions to your HSA can be deductible when you file your taxes
  • You can use the money in the HSA for qualified medical and dental expenses including orthodontics.  For a partial listing on what is a qualified expense see the following IRS document

Looking for other ways to save money on your dental needs?

Check out the following blog posts:

Choosing a Dental Benefit Plan – What you need to know

3 Important details to know about your dental coverage

No Dental Insurance?  We offer Quality Dental Plan

Please see the US Treasury’s website for all the details on Health Savings Accounts.  Another useful article on HSAs from

Founded in 1978, Grandview Dental Care is a leading Columbus Ohio dentist offering a wide range of general and cosmetic dental services in the Columbus area including: Invisalign, dental implants, IV sedation dentistry, and veneers Grandview Dental Care is conveniently located at 1220 Grandview Avenue, Columbus, Ohio, 43212 in Grandview Heights, near Marble Cliff, Upper Arlington, The Ohio State University campus, and downtown Columbus.  You can give us a call at 614-486-7378.